Kerabat

Terms

Last updated October 13, 2026. In force from the same day.

These terms are the agreement between you and whoever runs Kerabat. They are short, and they say what you can count on and what you cannot. The companion document is the Privacy Policy, which says what happens to your data and what one word means here: a household is the people who share one set of records.

1. What Kerabat is

Kerabat is a planner for one household: its spending, its receipts, its children’s activities and the dates its bills fall due, in one place and in its own Google Calendar.

It is made and run by one person — Yahor Karabelnikau, a private individual based in Poland. It is not a bank, not an accountant and not a tax adviser, and nothing it shows you is financial advice.

2. Using it

• You need an account to use the app, and one person holds one account. Don’t share your sign-in: whoever can sign in as you can see everything your household has recorded.
• Kerabat is for adults: it is made for running a household’s money, not for a child to use alone.
• You are responsible for what you write into it — including the fact that the names, activities and amounts of the other people in your household, your children among them, are recorded there by you.
• Do not try to break the service, to reach another household’s data, or to use the app for anything against the law.

3. What we promise, and what we do not

The app is provided “as is.” It is a small app written by one person in their own time, not a service with a support desk behind it. There is no promised uptime, no promised response time, and no guarantee that it works without fault or that it will be available when you need it.

Keep your own record of anything that matters. The app can be wrong: a receipt can be read wrongly, a reminder can fail to arrive, an event can fail to reach Google Calendar. Do not let a bill go unpaid because the app did not remind you — the app helps you remember, it doesn’t take over that responsibility.

As far as the law allows, whoever runs the app is not liable for any loss that follows from using it or from being unable to use it. Where the law doesn’t allow this, nothing here limits that liability.

4. Your records are yours

• What your household writes into the app stays your household’s. We claim no ownership of it and no right to use it for anything but running the app for you (see the Privacy Policy).
• A household can be deleted from inside the app by its last remaining member. It is deleted 30 days later, and those days are there so that you can call it off.
• Deleting your account. The app has a button for it, in Settings → Account. Your account is deleted 30 days later — the same wait as a household, so that calling it off gives back everything it took. What is erased, what stays under your name, and what the app cannot delete for you — the events already written into your Google Calendar — is set out in the Privacy Policy.

5. Google Calendar

Syncing to Google Calendar happens on the access you grant on Google’s own screen, and you can withdraw it at any time at myaccount.google.com/permissions. Google Calendar is Google’s service under Google’s own terms; how the app uses it, and how little it touches, is in the Privacy Policy.

6. What it costs

The app costs nothing to use today. In time some of it may become paid. If that happens, what you have already recorded stays yours: nobody will be locked out of their own history by a price.

7. If the app stops

Kerabat may be shut down. One person runs it, and that person may run out of time, money or reasons to keep it going — you should hear that from us rather than find it out one morning.

We promise no notice period. The app may close on any day, and there may be no chance to say so beforehand. After it closes, nothing can be recovered from us — do not keep your only copy of anything that matters here.

Your account can also be closed from our side if it is used to break these terms or the law, or to harm other people using the app. Except where the law or the harm makes it impossible, we’ll tell you why.

8. Changes to these terms

These terms can change — the app is still being built. A new version is published at this same address and the date at the top changes with it; we promise no separate notice. Continuing to use the app after that means the new terms apply; if you don’t accept them, stop using the app and delete your account.

9. Law and disputes

Kerabat is run from Poland, and these terms are read under Polish law.

If you are a consumer in the EU, that changes nothing about your own protection: nothing in these terms takes away the rights your own country’s law gives you, and you can bring a dispute before the courts of the place where you live. We claim no court of our own choosing.

10. Getting in touch

Write to privacy@kerabat.app. The same address answers questions about your data.